About LoanCircle

LoanCircle aspires to disrupt and redefine the way lending is done in India. Our online platform empowers people who want better and speedier alternatives to existing financing channels, or have so far been underserved by those channels.

We go beyond conventional credit scores, and consider a person's education, work experience, expected career growth, and up to 1000 other data points, while evaluating a loan application.

Our data driven underwriting model lets us identify high quality borrowers, which helps the lenders on our platform make good returns on their investments.

Our Team

Tanuj Mendiratta

Tanuj founded LoanCircle after his previous company Appiterate got acquired by Flipkart. An engineer from Delhi College of Engineering, Tanuj also holds an MBA from IIM Calcutta.

Mayank Kumar

Mayank co-founded LoanCircle after his previous company Appiterate got acquired by Flipkart. He has done computer science from IIT Delhi and had built complete analytics and marketing automation engine for the Appiterate product which was used in the Snapdeal, Ola, GoIbibo apps and then acquired by Flipkart.

Abhishek Arora

Abhishek has three years of experience in developing mobile and web applications used by millions of users. He is an IT Engineer from Delhi College of Engineering. Prior to LoanCircle, he was at ixigo.com, developing full stack, and leading their mobile products.

    Anubhav Jain

Anubhav comes in with 7 years of experience in Risk Modeling and Assessment for American Express credit cards and in EXL. He is a gold medalist engineer, and did his MBA from IIM Indore.

Kunal Gupta

Kunal has over 6 years of experience across multiple companies in semiconductors, consulting and retail sectors. His work included company strategy and financial planning for Walmart India and managing divisional P&Ls for their Cash & Carry business. He has worked on strategy and operational efficiency projects with a technology conglomerate in BCG. He has also managed some of the biggest clients in the semiconductor industry with Magma Design. He is an institute ranker from IIM Calcutta and an engineer from Delhi College of Engineering. On the personal front, he is an avid mountaineer and loves to run marathons.

    Vinay Arya

Vinay has more than 4 years of experience in understanding the banking and financial services sector in India and abroad. Previously, he was an Equity Analyst for an Investment fund of Elara Capital. He is an MBA from FMS, Delhi and a rank holder Chartered Accountant and Company Secretary.