You can take a loan for any amount between ₹ 10000 and ₹ 50 lakhs.
Loan amount will be disbursed to your account if you apply for a loan on our website or to the merchant's account directly if you apply through a merchant.
You can choose any monthly repayment schedule of a minimum of 3 months and up to 24 months depending on your convenience.
There will be no prepayment penalty provided a minimum repayment schedule of 3 months has been followed.
Interest rate will depend on the credit assessment of the borrower based on various parameters, but will be competitive as per the market.
No, there are no charges or processing fees.
You can apply for a personal loan for any purpose e.g. rent security, purchase of durables, home improvement, medical emergency, vacation etc. However, LoanCircle is currently not providing secured loans at this point of time.
You can pay through monthly post-dated cheques or ECS.
You can change your loan request only before the final approval for the loan has been given. Please reach out to firstname.lastname@example.org for this purpose.
We will send you a referral code through email and SMS once your loan gets disbursed. You can share this code to get exciting cashback offers.
You stand to earn 1000/- cashback on every loan disbursed to your friends and family. This amount will be deducted from your last EMI amount. And to add more cheer to your new year, by using your referral code, your friends & family can also get 1000/- cashback in their last EMI.