We give a detailed risk assessment report for each loan applicant covering credit history, transactional history, education, employment, social and demographic details to give a 360 degree view of the applicant. This is also neatly captured in our proprietary LC score which compliments the credit score of the applicants. Some lenders use the average of LC score (between 300 to 900) and credit score to arrive at a final score for the applicant. Upto 1000 data points go into our LC score for each applicant to give you the ability to make best possible loan decision.
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